Ripple Crypto

Ripple (XRP) is a digital currency and payment asset launched in 2012 by the creators of the XRP Ledger (XRPL). The network focuses on enabling fast, low-cost cross-border transactions and liquidity bridging without the need for central intermediaries. Its technology is based on the XRP Ledger, a public blockchain that uses a consensus protocol rather than mining, making XRP suitable for near-instant settlement and currency conversion. Often associated with Ripple, the company developing enterprise payment solutions on and around XRPL, XRP is a key part of the cryptocurrency market and is increasingly integrated into remittance and payment infrastructure with adoption by payment providers, fintechs and some financial institutions.